Title Loans

Title Loans

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If you find yourself strapped for cash and you need a way to get extra money quickly without racking up high-interest credit card debt, or borrowing from friends and family, consider a Title Loan, one of the many financial products we offer at Xpress Cash. Our professional credit counselors are experienced in navigating the various regulations in Michigan, Arizona, Utah, New Mexico, Wisconsin, and Idaho, and can help you get the money you need quickly, often in as little as one day, unlike traditional lenders.

What is a Title Loan?

A title loan is a contracted loan agreement using the appraised value of your vehicle as collateral. The documents you need include a copy of your vehicle’s clear title (for loans over $1,000), proof of your identity, proof of income, residency information, bank statement, state-issued identification card, and vehicle registration to get started. Then you’ll meet with a counselor to discuss your needs, including the amount you need to borrow, and prepare a contract that works for you and your budget. Your contract will clearly state the value of the vehicle, the loan amount, payment terms, and contract length so that everything is transparent and expectations are clear.

Once the agreement has been approved, you turn over the title to your vehicle, we give you the cash or check for your loan amount, and you get on with your day. The best part? You get to keep driving your car while you pay off your loan. Nothing could be simpler.

Why Choose Xpress Cash?

The knowledgeable credit counselors at Xpress Cash understand the special conditions required in Michigan, Arizona, Utah, New Mexico, Wisconsin, and Idaho, and are skilled at helping our clients negotiate the loan process. And, since we’re a direct lender, we can get you the best rates and quick funding even if your credit is less than perfect.

Learn About the Title Loan Products Available at Xpress Cash

Xpress Cash offers fast, affordable Title Loans to customers all over Michigan, Arizona, Utah, New Mexico, Wisconsin, and Idaho. Contact us today at (877) 675-9300 to find the location nearest you and learn how you can get the funding you need today.