Installment Loans for Bad Credit

Female hand with money in cash department window
If you have less than perfect credit, you know how difficult it can be to get the financing you need for big purchases or emergency expenses. Fortunately, with the no credit check installment loans available at Xpress Cash, you can get the cash you need to cover those unexpected bills and get back on your feet today.

What is an Installment Loan?

Unlike payday loans or cash advances, installment loans are designed to be repaid over time. The length depends on the amount you borrow and the term you agree to and, of course, you can shorten your term by paying the loan off early in one lump sum or by paying extra into your balance.

What Do I Need to Qualify for an Installment Loan?

Loan requirements vary by state, but in general, to qualify for one of our no credit check installment loans, you’ll need to submit the following:

  • Proof of Identity
  • Proof of Employment
  • Proof of Residency

Of course, because these loans have no credit check, they’re considered high-risk, come with higher fees, and are limited in how much you can borrow. To qualify for lower interest rates or to borrow more than the minimum, you must submit to a credit check. If your low credit score makes it difficult to qualify for a personal loan, providing a co-signer and the following information could help:

  • Credit Score
  • Credit History
  • Proof of Your Debt-to-Income Ratio

With this information in hand, our finance team can help you choose the right product to meet your needs with a payment plan that fits into your budget. Your regular payments will pay down the debt while you build your credit rating and, if you choose, you can pay the balance in full at any time.

See How Much You Can Qualify for at Xpress Cash

If you need cash to cover a major expense or lifestyle change, but bad credit is slowing you down, Xpress Cash can help. To learn about the bad credit loan products available, stop by one of our locations in Michigan, Wisconsin, or Idaho, or contact one of our loan specialists online today.