How to Decide Between Used vs. New Cars

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Our Loans Drivers often find themselves stuck between new vs. used cars. There are just so many factors to consider when you’re choosing between new models and used ones, including: Initial and Ongoing Costs Reliability Efficiency Safety Range of Options With that in mind, we’ve taken the time to list the benefits that come with […]

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What is APR?

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Our Loans Even if you haven’t been shopping for an auto loan or credit card, you’ve probably heard the term APR. So, what is APR? It’s used to determine how much you’ll pay for all kinds of loans. Before taking out a loan or applying for a credit card, you should learn: How APR Works […]

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Should You Consolidate Your Debt?

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Our Loans If you’ve racked up a fair chunk of debt across different credit cards and loans, a debt consolidation loan might sound like a good idea. Essentially, you take out one large loan that’s used to pay off all your smaller existing loans, leaving you with just one bill to pay each month. Advantages […]

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The Tricks You Need to Save Money on Groceries

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Recipe Ideas If you want a little more cash in your bank account at the end of each month, you should learn how to save money on groceries. You could: Calculate as You Go Buy in Bulk from the Web Ditch the Brand Names Go Frozen Buy In-Season Don’t Shop Hungry Don’t Pay for Minor […]

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Why Get a Personal Loan?

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Our Loans You know about credit cards and home equity loans, but do you understand the benefits of taking a personal loan? They can help you: Make a wide variety of purchases Avoid hefty credit card interest rates Consolidate or refinance high-interest debt Avoid using your home as collateral Let’s take a quick look at […]

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Will a Personal Loan Affect My Credit Score?

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Our Loans A personal loan can help cover bad debt or provide the boost you need for a larger purchase, and they can also affect your credit score. This quick and easy guide will cover: How Personal Loans Work How Personal Loans Can Improve Your Credit Score How Personal Loans Can Lower Your Credit Score […]

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Credit Cards vs. Installment Loans: Which is Right for You?

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Our Loans Making sense of the credit cards vs. installment loans question can make your head spin, but it’s easy enough to come to a decision when all the facts are laid out straight. With that in mind, let’s cover: How Revolving Credit Card Debt Works  How Installment Loans Work  The Pros and Cons of […]

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Should You Pay Off a Credit Card With an Installment Loan?

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Get a Loan Paying off a credit card with an installment loan can offer the following compelling benefits: Lower Interest Rates Credit Card Consolidation  Fast Debt Payoff Improved Credit Score Defined Monthly Payments If you’re struggling with debt across several credit cards, it makes sense to take advantage of these benefits by securing a personal […]

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Cash Advance vs. Payday Loans

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Our Loans If you’re looking for a short-term loan, it’s easy to find yourself comparing a cash advance vs. payday loans. Both offer immediate assistance, so they’re ideal if you need help covering the bills or paying for an emergency item or service, but there are differences you should consider. Let’s explore: What Payday Loans […]

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Learn How to Improve Your Credit Score With These Tips

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Find Your Local Xpress Cash Can a Personal Loan Improve My Credit Score? If you’ve been refused loans or credit cards, you need to learn how to improve your credit score. It takes time, but you should: Check Your Credit Report Reduce Your Debt Try a Secured Credit Card Apply Only When Necessary Pay Your […]

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