Follow These Tips to Track Your Monthly Expenses

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Money Saving Apps One of the first steps towards becoming financially responsible is tracking your monthly expenses. You should: Check Your Statements Categorize Your Costs Invest in Tracking Use Pen and Paper Find Room for Change Expense-Tracking Tips Check Your Statements: It’s hard to know where all your money is going when you have lots […]

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Explore Our Top Picks for Credit Score Apps

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Money Saving Apps There are plenty of credit score apps and money saving apps on the market, and using one of them can really help improve your finances. Just a few popular options include: Credit Sesame Mint Credit Karma Mobile ReadyforZero Wallaby Credit Card Rewards Take Advantage of These Great Credit Score Apps Credit Sesame: […]

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Do I Need an Emergency Fund?

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Money Saving Strategies An emergency fund is something you always want to have but never want to use. Think of it as an account dedicated to unexpected costs, including: Major Auto Repair Job Loss Large Medical Bills Such costs can strike from nowhere, and it’s vital that you have an emergency fund to help you […]

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What is a Good Credit Score?

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Credit Score 101 Your credit score is essentially a reflection of how good a prospect you are for a loan. In theory, those with better credit scores are more likely to pay back any money they owe, so a good credit score is often hugely advantageous when shopping for things like: Car Loans Low Interest […]

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Should I Get a Balance Transfer?

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Our Loans Got plenty of credit card debt that’s subject to interest each month? Then you might be wondering about balance transfers — but is a balance transfer a good idea? To find out, let’s consider: How Balance Transfers Work Why a Balance Transfer Might be a Good Idea Why a Balance Transfer Might be […]

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How to Decide Between Used vs. New Cars

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Our Loans Drivers often find themselves stuck between new vs. used cars. There are just so many factors to consider when you’re choosing between new models and used ones, including: Initial and Ongoing Costs Reliability Efficiency Safety Range of Options With that in mind, we’ve taken the time to list the benefits that come with […]

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What is APR?

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Our Loans Even if you haven’t been shopping for an auto loan or credit card, you’ve probably heard the term APR. So, what is APR? It’s used to determine how much you’ll pay for all kinds of loans. Before taking out a loan or applying for a credit card, you should learn: How APR Works […]

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Should You Consolidate Your Debt?

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Our Loans If you’ve racked up a fair chunk of debt across different credit cards and loans, a debt consolidation loan might sound like a good idea. Essentially, you take out one large loan that’s used to pay off all your smaller existing loans, leaving you with just one bill to pay each month. Advantages […]

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The Tricks You Need to Save Money on Groceries

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Recipe Ideas If you want a little more cash in your bank account at the end of each month, you should learn how to save money on groceries. You could: Calculate as You Go Buy in Bulk from the Web Ditch the Brand Names Go Frozen Buy In-Season Don’t Shop Hungry Don’t Pay for Minor […]

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Why Get a Personal Loan?

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Our Loans You know about credit cards and home equity loans, but do you understand the benefits of taking a personal loan? They can help you: Make a wide variety of purchases  Avoid hefty credit card interest rates  Consolidate or refinance high-interest debt  Avoid using your home as collateral Let’s take a quick look at […]

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