Do Balance Transfers Affect Your Credit Score?

Credit cards

Transferring your high-interest debt to take advantage of an introductory rate elsewhere can help you pay down debt faster but, in certain instances, that transfer can do more harm than good. We explore when does transferring balances hurt credit and what you could do instead to consolidate your debt. Locations Contact Us How Can a […]

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How to Get Overdraft Fees Refunded

Woman holding open empty wallet

Overdraft fees can sneak up on you even if you haven’t been spending carelessly. Maybe you forgot to make note of a utility bill you paid or you had to cover a payday loan or title loan. No matter the situation, overdraft fees are stressful. What many people don’t know is that they can be […]

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What is a Cash Advance?

Hands receiving money

What’s a cash advance? Let’s start with the cash advance definition. A cash advance is an amount of cash borrowed against a credit card limit. The convenience of this service lies in the fact that you can withdraw the money as you would from your bank account, with the exception being you’re responsible for repaying […]

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Installment Loans for Bad Credit

If you have less than perfect credit, you know how difficult it can be to get the financing you need for big purchases or emergency expenses. Fortunately, with the no credit check installment loans available at Xpress Cash, you can get the cash you need to cover those unexpected bills and get back on your […]

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Payday Loan vs. Installment Loan

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Surprise expenses come up for many of us — often without warning. If you’ve had an emergency expense and need a little help making ends meet, you may be considering a payday vs. installment loan. Both are viable options but, depending on your needs, one might be a better fit. To help you make the […]

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Can Someone Cosign a Personal Loan?

Person signing business papers

One of the best ways to improve your chances of being approved for a personal loan is to apply with a cosigner. Assuming your cosigner earns a high enough income and has a favorable credit report, they can help you get lower interest rates on a personal loan. Find out the benefits and potential drawbacks […]

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What Are the Benefits of Personal Loans?

loan application form

Do you need to consolidate your debts, or could you use a little extra pocket money for a purchase or event? Consider a personal loan. What is a benefit of obtaining a personal loan? There are several, actually. If you make your payments on time, you’ll enjoy credit score improvement and lower interest rates than […]

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What Credit Score Do You Need to Get an Installment Loan?

Credit report with score

Are you considering taking out a personal loan, but feel apprehensive about your credit score? Credit scores play a large role in all different types of lending. To help you better evaluate your credit, we’ve put together a quick guide to personal loans, installment loans, and how credit ties in. Learn more about the credit […]

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How to Get Out of a Title Loan

Financing

Title loans are secured loans that use borrowers’ vehicles as collateral. So, if you have an outstanding title loan and can’t make payments, you’re in danger of defaulting and potentially losing your vehicle. Fortunately, there are some steps you can take to possibly get out of the loan and improve your chances of keeping your […]

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How Does Debt Consolidation Affect Your Credit?

Debt consolidation involves taking out a loan to pay off other debts. If you have credit card debt, for example, you may be struggling to make monthly payments on multiple credit accounts. In this case, debt consolidation can help you pay off your credit accounts and start fresh, allowing you to make one monthly payment […]

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