Personal Loan vs Credit Card

Credit cards

When you borrow money, two of the most popular are personal loans and credit cards. It seems like this would be a simple decision, but there’s a lot to consider before choosing a personal loan or credit card. We’re comparing these two financial options to give you a better idea of what each can offer […]

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Can You Get a Loan Without a Job?

businessman holding money

When hard times hit, you might find that you need money quickly. A loan can help you get back on your feet, but what if you don’t have a job? Yes, you can still get a loan, even if you don’t have regular employment. To be approved, you must show that you can make regular […]

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What Do I Need for a Payday Loan?

Woman giving money to a man

When an unexpected emergency happens or you receive a utility bill that’s much higher than you expected, you might be wondering how to make the payment. One option is to apply for a payday loan. Locations Contact Us What is a Payday Loan? Payday loans, also known payday advances, are short-term loan options that are […]

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Title Loan vs. Payday Loan

loan application form

When you’re in need of money upfront, a loan is one way to pay a large sum all at once, whether you need cash for an unexpected emergency in Michigan or to cover expenses in Wisconsin. However, it can be challenging to get approved for a loan if your credit isn’t stellar or you have […]

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Can You Defer a Car Payment?

row of cars

If you’re at risk of losing your car, you’ll need to start considering your options right away. Most drivers around Michigan and Wisconsin region start by asking the question, “can you defer a car payment?” In some cases at least, the answer is yes! Lenders utilize varied practices and protocols in order to ensure repayment, […]

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What Happens if You Don’t Pay Back a Loan?

Woman holding open empty wallet

Sometimes life throws you curve balls that will leave money tighter than expected. If you find yourself in this position, you may be wondering, “what happens if you don’t pay back a loan?” Today we will explore the potential consequences of skipping your loan payments, as well as steps you can take to mitigate these outcomes. […]

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What is a Personal Loan Used for?

businessman holding money

Personal loans can be used to help you handle emergencies or reach your goals. Whether you want to plan a trip to the Michigan beaches or have a sudden emergency in Idaho, there are times when a personal loan can provide you the cash you need that you wouldn’t have otherwise. Contact Us Personal Loan […]

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What is a Lease Buyout?

row of cars

If you’ve been wondering if you should lease a car, having a clear view of your buyout options may make the decision a lot easier. A lease buyout is the process by which a driver can acquire permanent ownership over a vehicle that they’ve been leasing. Learn the difference between a lease-end buyout and an […]

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How Does Car Financing Work?

Car loan words at laptop

You’re ready to purchase a new or used car, but you’ve just realized that the financing process might be more complicated than you thought! Most of us have been there. The experts at Xpress Cash have seen just about everything, so whether you’re asking “What does it mean to finance a car?” or “How does […]

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Can You Get a Title Loan Without a Title?

money

Sometimes known as “auto equity loans,” title loans offer borrowers a convenient way to bridge temporary gaps in income by using their cars as collateral. Title loan lenders use the equity in your paid-off vehicle to determine how much they can lend. If you default, the vehicle can be seized in lieu of repayment. That’s […]

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