Why Get a Personal Loan?

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Our Loans You know about credit cards and home equity loans, but do you understand the benefits of taking a personal loan? They can help you: Make a wide variety of purchases  Avoid hefty credit card interest rates  Consolidate or refinance high-interest debt  Avoid using your home as collateral Let’s take a quick look at […]

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Will a Personal Loan Affect My Credit Score?

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Our Loans A personal loan can help cover bad debt or provide the boost you need for a larger purchase, and they can also affect your credit score. This quick and easy guide will cover: How Personal Loans Work How Personal Loans Can Improve Your Credit Score  How Personal Loans Can Lower Your Credit Score […]

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Credit Cards vs. Installment Loans: Which is Right for You?

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Our Loans Making sense of the credit cards vs. installment loans question can make your head spin, but it’s easy enough to come to a decision when all the facts are laid out straight. With that in mind, let’s cover: How Revolving Credit Card Debt Works  How Installment Loans Work  The Pros and Cons of […]

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Should You Pay Off a Credit Card With an Installment Loan?

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Get a Loan Paying off a credit card with an installment loan can offer the following compelling benefits: Lower Interest Rates Credit Card Consolidation  Fast Debt Payoff Improved Credit Score Defined Monthly Payments If you’re struggling with debt across several credit cards, it makes sense to take advantage of these benefits by securing a personal […]

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Cash Advance vs. Payday Loans

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Our Loans If you’re looking for a short-term loan, it’s easy to find yourself comparing a cash advance vs. payday loans. Both offer immediate assistance, so they’re ideal if you need help covering the bills or paying for an emergency item or service, but there are differences you should consider. Let’s explore: What Payday Loans […]

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Learn How to Improve Your Credit Score With These Tips

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Find Your Local Xpress Cash Can a Personal Loan Improve My Credit Score? If you’ve been refused loans or credit cards, you need to learn how to improve your credit score. It takes time, but you should: Check Your Credit Report Reduce Your Debt Try a Secured Credit Card Apply Only When Necessary Pay Your […]

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How Can I Save Money With a Small Budget?

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Find Your Local Xpress Cash Learning how to save money is a lot easier if you’re raking in cash each month — if you’re on a limited budget, however, learning and acting on saving tips is both harder and more important. You should: Shop Smart Save Your Spare Change Know Why You’re Saving Automate Your […]

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Where’s My Tax Refund? How to Track What’s Coming to You

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Find Your Local Xpress Cash “Where is my tax refund?” If you’re anticipating a large refund, you’re hardly alone in asking that question. The IRS states that most refunds are issued in less than 21 days, assuming your tax return is complete with no errors or signs of fraud. If you’ve been waiting more than […]

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Cheap Vacations: Follow These Tips to Find the Best Deals

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Find Your Local Xpress Cash Ever noticed how some people seem able to pull cheap vacations out of a hat? There’s no magic involved — just the right know-how. If you want to take a break without breaking the bank, you should: Be Flexible Strike at the Right Time Bring a Friend Pick a Major […]

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Buy vs. Lease: Following Your Finances

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Find Your Local Xpress Cash The buy vs. lease dilemma is one faced by drivers of all ages and incomes. You really need to consider: Monthly Payments Down Payment Credit Rating Trade-in Value Long Term Value Driving Habits If you’re wondering “should I buy a car or should I lease a car?” read on to […]

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