Can You Defer a Car Payment?

row of cars

If you’re at risk of losing your car, you’ll need to start considering your options right away. Most drivers around Michigan and Wisconsin region start by asking the question, “can you defer a car payment?” In some cases at least, the answer is yes! Lenders utilize varied practices and protocols in order to ensure repayment, […]

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What Happens if You Don’t Pay Back a Loan?

Woman holding open empty wallet

Sometimes life throws you curve balls that will leave money tighter than expected. If you find yourself in this position, you may be wondering, “what happens if you don’t pay back a loan?” Today we will explore the potential consequences of skipping your loan payments, as well as steps you can take to mitigate these outcomes. […]

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What is a Personal Loan Used for?

businessman holding money

Personal loans can be used to help you handle emergencies or reach your goals. Whether you want to plan a trip to the Michigan beaches or have a sudden emergency in Idaho, there are times when a personal loan can provide you the cash you need that you wouldn’t have otherwise. Contact Us Personal Loan […]

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What is a Lease Buyout?

row of cars

If you’ve been wondering if you should lease a car, having a clear view of your buyout options may make the decision a lot easier. A lease buyout is the process by which a driver can acquire permanent ownership over a vehicle that they’ve been leasing. Learn the difference between a lease-end buyout and an […]

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How Does Car Financing Work?

Car loan words at laptop

You’re ready to purchase a new or used car, but you’ve just realized that the financing process might be more complicated than you thought! Most of us have been there. The experts at Xpress Cash have seen just about everything, so whether you’re asking “What does it mean to finance a car?” or “How does […]

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Can You Get a Title Loan Without a Title?

money

Sometimes known as “auto equity loans,” title loans offer borrowers a convenient way to bridge temporary gaps in income by using their cars as collateral. Title loan lenders use the equity in your paid-off vehicle to determine how much they can lend. If you default, the vehicle can be seized in lieu of repayment. That’s […]

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Is Personal Loan Interest Tax Deductible?

tax returns

You can use a personal loan for all manner of things, but is personal loan interest tax deductible? Unfortunately, the answer is no – or at least usually no. But there are a few other types of loans and interest that are tax deductible. Locations Contact Us When are Loans Tax Deductible? Personal loans might not […]

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Guarantor vs. Cosigner: What’s the Difference?

Man Signing Loan

Anyone who needs to borrow money but can’t convince lenders to extend a loan may wish to investigate the difference between guarantor vs. cosigner. Both act as a secondary guarantee for the lender against the loan going bad, and both are responsible if the primary lender defaults. That said, there are differences. Locations Contact Us […]

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Can You Take Out a No Income Verification Loan?

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People with jobs sometimes need to take out a no income verification loan, which means looking into how to get a loan without income verification. You can still get a personal loan if you can’t verify your income, but you might need to take a slightly more strategic approach and accept a few conditions. Locations […]

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Secured vs. Unsecured Loan

loan application form

Comparing secured vs. unsecured loan options is a good idea when you’re about to take a personal loan. Essentially, secured loans are backed by collateral such as a house or car, while unsecured loans are backed by your creditworthiness. The main difference between secured and unsecured loans is what happens when you stop making payments, […]

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