Can You Get a Title Loan Without a Title?

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Sometimes known as “auto equity loans,” title loans offer borrowers a convenient way to bridge temporary gaps in income by using their cars as collateral. Title loan lenders use the equity in your paid-off vehicle to determine how much they can lend. If you default, the vehicle can be seized in lieu of repayment. That’s […]

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Is Personal Loan Interest Tax Deductible?

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You can use a personal loan for all manner of things, but is personal loan interest tax deductible? Unfortunately, the answer is no – or at least usually no. But there are a few other types of loans and interest that are tax deductible. Locations Contact Us When are Loans Tax Deductible? Personal loans might not […]

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Guarantor vs. Cosigner: What’s the Difference?

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Anyone who needs to borrow money but can’t convince lenders to extend a loan may wish to investigate the difference between guarantor vs. cosigner. Both act as a secondary guarantee for the lender against the loan going bad, and both are responsible if the primary lender defaults. That said, there are differences. Locations Contact Us […]

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Can You Take Out a No Income Verification Loan?

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People with jobs sometimes need to take out a no income verification loan, which means looking into how to get a loan without income verification. You can still get a personal loan if you can’t verify your income, but you might need to take a slightly more strategic approach and accept a few conditions. Locations […]

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Secured vs. Unsecured Loan

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Comparing secured vs. unsecured loan options is a good idea when you’re about to take a personal loan. Essentially, secured loans are backed by collateral such as a house or car, while unsecured loans are backed by your creditworthiness. The main difference between secured and unsecured loans is what happens when you stop making payments, […]

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How to Pay Off Debt Fast

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Learning how to pay off debt fast is the best way to take control of your financial life and get back in the black. The task might seem insurmountable, but following these handy tips can help you make it happen. Contact Us How Can I Pay Off My Debt Faster? Create a Budget: Putting together […]

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How Can I Borrow Money with Bad Credit?

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Wondering “How can I borrow money with bad credit?” is a common question, and one that becomes increasingly desperate when your credit score falls below 580. A FICO score under 580 is considered poor, and research indicates that over 60% of consumers with poor scores will become delinquent on an account. It’s easy to see why […]

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What Credit Score is Needed to Lease a Car?

When you’re struggling with the leasing vs. buying debate, you might end up asking yourself what credit score is needed to lease a car. Ultimately, it will depend on your credit and the lender. Contact Us What’s the Average Credit Score Needed to Lease a Car? The average score for customers starting a new car lease […]

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What Do I Need for a Title Loan?

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If you need a short-term loan and happen to own your car outright, you could take out a title loan using your vehicle as collateral. Contact Us How Does a Car Title Loan Work? Before searching “what do you need to get a title loan?” you should understand how everything works. Essentially: You bring the vehicle […]

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How Do Installment Loans Work?

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If you’ve taken out a loan in the past, it was probably an installment loan. You may have used it to make a large purchase or to pay off debt, but you of course still had to pay back the loan over time. Here’s how they work. Contact Us What is an Installment Loan and How […]

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