How to Lower Your Electric Bill

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Contact Us Knowing how to lower your electric bill and other household costs can see you save serious dollars. Fortunately, there are some straightforward strategies to help you save a bundle over time. Reduce Heating and Cooling Costs Keeping heating and cooling costs under control can dramatically reduce your utility bills, so: Check All Seals: […]

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How to Start Saving for Retirement

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Contact Us When you’re thinking about how to start saving for retirement, you need to remember how many candles were on your last birthday cake. After all, your strategy should vary depending on your age. How to Save for Retirement in Your 20s When you’re in your 20s, starting is the most important step. Even […]

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What is Credit Counseling?

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Contact Us If you’re struggling to pay off debt, understand your budget, or build credit, “what is credit counseling” is a question you might like to ask yourself. Credit counseling agencies offer a variety of services to help you manage your finances — let’s take a closer look at available services and when it does […]

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How Does Debt Relief Work?

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Contact Us How does debt relief work? If you’re struggling to control a mountain of debt, that’s a question you might well be asking. With that in mind, we’ve put together a quick and easy guide to debt relief options. What is Debt Relief? Essentially, debt relief can change the terms of your debt to […]

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What Happens When You File for Bankruptcy?

Emotional Stress, Bankruptcy, Finance

Contact Us Nobody likes to think about what happens when you file for bankruptcy, but it’s something to start investigating when your debts have become impossible to manage. How Do You File for Bankruptcy? You’ve probably heard of Chapter 11 bankruptcy, but that’s usually reserved for businesses. Assuming you’re declaring bankruptcy as an individual, you […]

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How Do Prepaid Debit Cards Work?

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Contact Us If you’re not comfortable using a standard debit card, you might want to find out how prepaid debit cards work. We’re here to fill you in. What are Prepaid Debit Cards? A normal debit card links to your checking account and lets you make withdrawals from the money you’ve put in there. In […]

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How Much Can I Overdraft My Checking Account?

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Contact Us “How much will my bank let me overdraft?” That’s a smart question be asking yourself, and it’s one that could help you avoid hefty fees in the future while staying in control of your financial life. What is an Overdraft Fee? Most people use their checking accounts to hold a certain amount of […]

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How to Get a Cash Advance

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Contact Us As well as using your credit card for goods and services, you can also take a cash advance. What is a Cash Advance? Most people only use their credit cards to buy goods and services, which is just what credit cards are designed for. However, you can also use your card for a […]

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How Do Title Loans Work?

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Contact Us If you need funds right away and don’t have any money in the bank, a title loan might just make sense. They do come with a few risks, but they can also help you get capital fast. How Do Car Title Loans Work? A car title loan essentially borrows against the equity in […]

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How Does Student Loan Forgiveness Work?

Student Loans

Contact Us Nobody likes carrying their student loan debt, so the idea of student loan forgiveness is probably extremely appealing. You may be able to get it through programs such as Income-Driven Repayment Forgiveness or Public Service Loan Forgiveness. Let’s take a closer look at each one and explore what you need to keep in […]

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