Our Guide to Accurate and Reliable Credit Reporting Sites

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With the recent Equifax breach in the news, you may be worried about the state of your financial identity. Many of us are. Use our guide to the most accurate credit reporting sites on the web to check your information, look for discrepancies, and learn what your credit score means. Then, if you want to use that information to get quick cash to take care of emergency expenses, stop by one of our Xpress Cash locations in Idaho, Michigan, or Wisconsin to learn about the loan products that can help you meet your financial goals.

Different Types of Credit Scores

Your credit score tells lenders how reliable you are and can impact whether you get a loan, job applications, rental contracts, and even the cost of your insurance. The following are the common scoring systems used by lenders to see how reliable you are:

  • FICO: The most commonly used tool to gauge creditworthiness.
  • Vantage Score: A combination of scores received by the three main reporting agencies.
  • Agency-Specific: Each agency has their own internal scoring system.
  • CE Score: Credit rating tool used by the independent organization, CE Analytics.

The Most Reliable Credit Reporting Sites

These trusted credit reporting sites offer free or low-cost reports and tools to help you learn about credit and keep yours under control:

  • AnnualCreditReport.Com: Americans are entitled to a free annual report at AnnualCreditReport.com and can use it to check for false or incorrect information and challenge errors.
  • Credit Karma: This free service offers credit analysis tools, access to educational resources, a free credit score, annual credit monitoring, and even an unclaimed money search.
  • Identity Guard: Consumers can access their credit report, check their credit score, order credit monitoring, and a purchase a detailed analysis of the items that have an impact on their credit. They offer a 30-day free trial to start.

Each source is tried and tested and can give you a glimpse of how lenders see you and ways you can improve your numbers.

Let Xpress Cash Help You Save

Use these accurate credit reporting sites to find out where you stand and, if you need quick cash now, stop by an Xpress Cash location in Idaho, Michigan, or Wisconsin or connect with us at (877) 675-9300 today.